Privacy

POLICIES
Any and all personal information collected by CBDC Management Systems from applications, other forms, or a consumer reporting agency, as well as information regarding your transactions with CBDC Management Systems and our affiliates, will be kept personal and confidential. This information will be used exclusively by CBDC Management Systems and only for the purpose of credit counseling and debt education. This information will not be sold, transferred, or released to any individual, business, or entity for any purpose other than the ones stated above and as permitted by law.

SECURITY
We have taken a number of steps to ensure that your personal information is secure. All areas of our site that collect sensitive information utilize encryption to protect your data. This system ensures that your data is going to our servers, and only our servers, by encrypting all traffic between our machines.

GENERAL PROVISIONS
CBDC Management Systems reserves the right to change this privacy statement in its sole and absolute discretion. Any changes to the CBDC Management Systems Privacy Statement will be communicated through this site at least five (5) days in advance of implementation and will apply to that personal information collected from you after the date of implementation.

LINKING TO OTHER SITES
If you choose to link to other Internet sites, you do so at your own risk. We are not responsible for the privacy or security of third part sites hyperlinked from this web site, nor do we make any endorsement or warranties, express or implied, with respect to the content of third party web sites or the products or services offered on any third party web sites. We do not warrant or represent that any third party site, or the content thereon, is devoid of viruses or other contamination.

The Federal Trade Commission's web site contains important information about protecting yoursself from identity theft and fraud. Click here to visit their Identity Theft site: www.consumer.gov/idtheft

QUESTIONS REGARDING PRIVACY
If you have any questions regarding this statement or the CBDC Management Systems website, please write to: